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21 days to Christmas!! Are you ready?

ostph5

We invite you to join us for our Financial Literacy class to learn about creating a spending plan and making a budget. Sometimes we get caught up in the day to day running around of life and our budgeting practices slip, thus putting us in a bind.

Christmas is right around the corner, it does not have to be depressing & gloomy. Here's one way to make your Christmas, a merry one.

1. Evaluate your holiday income and holiday expenses.

2. Decide on the total amount you'll spend this year.

3. Determine who you're spending your Christmas budget on and create your holiday shopping list.

4. Set up your Christmas savings fund (for future planning).

5. Find ways to supplement your Christmas budget during the holidays.

6. Make your Christmas budget stretch further with these shopping tips (See OSTPH Facebook page). Resource info. Life and a Budget.

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OST Partnership for Housing

OGLALA SIOUX TRIBE

PARTNERSHIP FOR HOUSING

PO BOX 3001

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Tel: 605.867.1555
Fax: 
605.867.1522

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